![]() When this occurs, a customer that inquires on the consumer receives only a notification that the consumer has placed a security freeze on their file.Ī security freeze has the following effects on a consumer's report: Security FreezeĪ consumer has the right, pursuant to state law, to request a security freeze be placed on certain LexisNexis Risk Solutions reports, and for LexisNexis Risk Solutions to not release those reports without the consumer lifting the security freeze. ![]() For example, the security freeze will not be in place at TransUnion, Equifax or Experian, Innovis or others. LexisNexis Risk Solutions does not charge a fee to apply, lift or remove a security freeze from your file.Īll security freezes that are requested through this portal will only be in place at LexisNexis Risk Solutions and SageStream and not other credit reporting agencies. Reviewing the account includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements. However, a security freeze does not apply to companies, or collection agencies acting on behalf of such companies, with which you have an existing account that requests information in your consumer report for the purposes of reviewing or collecting the account. ![]() The security freeze is designed to prevent credit, loans, and services from being approved in your name without your consent. So I tried to call Equifax and got four automated services in a row, before FINALLY getting told no customer service rep is available until Monday.ĭid anyone else have this issue? This is kind of a time sensitive matter and I'm afraid to try again and risk being locked out or something.Consumer Portal Request a Security Freeze Freeze Access to Your Credit FileĪpplying a security freeze prohibits LexisNexis Risk Solutions and SageStream from releasing your LexisNexis Consumer Disclosure Report, your SageStream Consumer Report, or your credit score without your express authorization. March 15 - March 21) or proper information regarding the third party(ies) to receive your credit file (e.g. To temporarily lift a security freeze, you must submit all of the following along with the required personal ID information:ġ0-digit personal identification number (PIN)ĭate range (e.g. Jr., Sr., etc.), complete address, Social Security number and date of birth.įor the Placement of a security freeze, please provide the above required personal ID information. To assist us in processing your request please submit in writing the required items outlined below.įor all security freeze requests please submit the following ID information: your complete name including any suffix (e.g. We're sorry.we cannot process your online request concerning an Equifax security freeze. I tried to temporarily lift it but after entering the PIN, and then hitting Submit, it brings me to a page that reads: So I need to lift my security freeze only on Equifax, and I have the correct PIN number. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit. ![]() Get your financial house in order, learn how to better manage your money, and invest for your future. ![]() Banking Megathread: FDIC, NCUA, and your cash.Private communication is not safe on Reddit. Scam alert: Ignore any private messages or chat requests. ![]()
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